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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Ashford

CWP Financial Services Ltd

Unit 12/Highpoint Business Village/Henwood, Ashford TN24 8DH, UK – 01233 631122

We Would like to thank CWP FINANCIAL SERVICES LTD on behalf of the team at Safety Guide ltd for the kind help and support the business have gave for the educational booklets going into the St Teresa's Catholic Primary School, Ashford,We are always striving towards helping the children in as many ways as possible for there future. Thankyou from all the team at Safety Guide..

AiMS Financial Ltd

Suite 1, Caxton House, Wellesley Rd, Ashford TN24 8ES, UK – 01233 638300

I came to see Dylan as I had many pension pots and was unsure what to do with them or what they were worth. Dylan put my mind at rest and sorted it out for me in a very timely and professional manner. I now have a clear understanding of the direction of my retirement. Thanks Dylan!

Julian Harris Financial Consultants

Julian Harris House, Musgrove, Ashford TN23 7UN, UK – 01233 661960

Outstanding Whole of Market - IFA and Mortgage Adviser network

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Ashford.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
TSB Bank

17 Bank St, Ashford TN23 1DF, UK – 01233 625837

Very friendly and helpful manager at Ashford TSB helped me today to solve a problem with my bank card. Thank you Laura Hewitt.


93 High St, Ashford TN24 8SA, UK – 0800 554 0282

Friendly, helpful staff

Barclays Bank

66 High St, Ashford TN24 8TL, UK – 0345 734 5345

New modernisation is brilliant, definitely feel welcomed


HSBC Bank plc

39 High St, Ashford TN24 8TG, UK – 0345 740 4404

I have had such wonderful service from all the staff. So friendly and very professional. A real credit to you all. Pity there is more stars to be added!

Very friendly. Can't do enough for you.

Lloyds Bank

81 High St, Kent, Ashford TN24 8SS, UK – 0345 300 0000

Best bank in Ashford.

Great friendly staff


20 High St, Ashford TN24 8SH, UK – 0345 788 8444

Selvice is polite. But queues bad. Cash Machine quite often not working. Three times in one day I tried to get to see cashier long queues only two staff on all time at tills.as I work Monday to Friday not good. Today 9 minutes wait.

SOOOOO BUSY!!! ALL THE TIME!!!!!! More staff please :D

Building Societies


93 High St, Ashford TN24 8SA, UK – 0800 554 0282

Friendly, helpful staff


1 Castle St, Ashford TN23 1JQ, UK – 01233 200710

Mortgage Brokers

Kent Mortgage Centre

63 High St, Ashford TN24 8SG, UK – 0800 862 0086

Sovereign Mortgage Services Ltd

37 Primrose Dr, Kingsnorth, Ashford TN23 3NP, UK – 07834 815485

First Class Mortgage Solutions

67 High St, Ashford TN24 8SG, UK – 01233 646924

Mortgage Brokers - Key Questions

How much do mortgage brokers charge?
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Ashford.

Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.  

How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Little Acorns Preschool that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.

Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.


The Independent Mortgage Centre

69 High St, Ashford TN24 8SF, UK – 01233 661166

Helped me on my Re-Mortgage in July 2018, showed me a way of saving a lot of money by coming away from Natwest (I had been with them for years), listened to my specific needs & requirements, suggested a tailored product and made something I was dreading doing such a stress free experience. Would thoroughly recommend

Very helpful to find the best mortgage for me. Efficient, always available and understanding of how stressful buying a new house can be.

Stevens Property Sales & Lettings, Estate Agents Ashford

9, The Singleton Centre, Hoxton Cl, Ashford TN23 5GR, UK – 01233 640400

Stevens and Co were absolutely amazing, they were with us from the very first step right through to the end of buying our first house through shared ownership. So friendly, understanding and supportive. I have recommended them to all my friends, family and any acquaintes going through the same situations. Cannot recommend them highly enough. Absolutely wonderful. A big thank you to Andy!

I Dealt with Andy Stevens direct, to source me a great mortgage deal and to arrange everything for me, as being a busy working man wanting to buy a house i simply did not have enough hours in the day to do it myself. I can honestly say that although i have no previous experience due to being a first time buyer, it has been an utter pleasure working with Stevens and Co. All staff are friendly and welcoming every time i have either called or walked into the store. Andy covered me on absolutely every element of purchasing the house, and dealing direct with my solicitor as well as arranging all insurances, ensuring that i got the best value for money at every step. I cannot recommend Stevens and Co enough, I will and have happily recommended many people to his company. Thanks again Andy!

Metro Bank

1 Bank St, Ashford TN23 1BP, UK

Soon to open